Home prices climbed 4.5% in 2014, according to the closely-watched S&P Case/Shiller index of prices in 20 major U.S. cities.
To afford a home in Pittsburgh, you'll need to earn just under $32,000 a year. But if you want a place of your own in San Francisco, you'll need to earn more than four times that amount.
In the market for a new home? Or planning to refinance? Find out what your monthly payment will be.